About

Financial Management for businesses in the most cost effective way

About Prospero

Prospero is a firm that provides Finance Director services to businesses. Every business needs top quality financial management. However the best skills are hard to find and many businesses don’t want to go to the expense of hiring a Finance Director, or perhaps aren’t yet at the stage to justify a full time FD. By working with Prospero, clients can have access to the highest level of financial skills for as much or as little time as they need. The service is flexible, so you don’t have to pay a high salary, recruitment fees, or any fringe benefits and there are no long term commitments. The cost is considerably cheaper than employing a full timer. We have a proven system for providing financial management to businesses like yours in a very cost effective way.


Prospero is run by Steve Lloyd.

An energetic, high achieving Finance Director who sets exacting standards for himself and his team. Steve has effectively applied his strong commercial acumen in driving rapid growth in all the businesses with which he’s been associated. He ensures the finance function provides a high quality & cost effective service while he supports the board in decision taking, strategic planning and dealing with outside advisers.

Career Outline


Professional training

Steve qualified as a Chartered Accountant with KPMG, passing all exams at the first attempt.


Career in business

After qualifying, he climbed the corporate ladder, gaining experience in manufacturing, distribution and finance industries with blue chip companies including GKN, Courtaulds & Lloyds TSB. His experience encompasses all aspects of financial management. He organised an MBO, several acquisitions, IT implementations and cost reduction programmes.


Academic prowess

To enhance his management skills, he took an MBA with the Open University, graduating in 2001.


Portfolio career

Since 2006, he has been working for a range of businesses on a portfolio basis. Key achievements on behalf of his clients have included:-

• Raising over £37m of equity and debt financing from various sources.

• Managed six full scope IT system implementations in different companies. (Xero, Microsoft Dynamics, Sage 200.)

• Built self-supporting finance teams from scratch.

• Implemented three cost reduction/restructuring programmes in different businesses, saving over £1m in total.


Finance Director

He has held several full time CFO roles. In the most recent, he took a start-up food manufacturer to European market leadership with a turnover of £30m in 5 years.


Personal life

Steve lives in Solihull & is married with two adult children. In his spare time he enjoys squash, tries to improve his French and runs the UK’s finest Book Club.